Student loans with student origin bet365 login refer to financial institutions such as the China Development Bank issuing to eligible freshmen and current students in ordinary colleges and universities whose families have financial difficulties、The county (city) where the student’s household registration is before enrollment、District)。The loan from the place of origin is a bet365 login loan，The student and parent (or other legal guardian) are co-borrowers，Shared repayment responsibility。
1. bet365 login conditions
(1) bet365 login loan conditions
1. Have the nationality bet365 login People’s Republic of China;
2. Be honest, trustworthy, and law-abiding;
3.Approved and established in accordance with relevant national regulations、Full-time general undergraduate colleges and universities that implement higher education、Higher vocational schools and colleges (including private universities and independent colleges，School list is subject to the one announced by the Ministry of Education) Official admission，Get true、Legal、Full-time freshmen or preparatory students with valid admission notice、Undergraduate bet365 login、Graduate and second bachelor’s students；
4.The bet365 login’s household registration before admission、All the co-borrowers’ household registrations are in this county (city)、District)；
5.Recognized by the competent department，Family financial difficulties，The family’s financial income is not enough to cover the basic expenses required for bet365 login to complete their studies at school；
6. Did not obtain other bet365 login loans that year.
(2) bet365 login conditions
1. In principle, it should be the father or mother of the borrowing bet365 login;
2.If parents of borrowing bet365 login are disabled、Those who lose the ability to work or perform civil conduct under special circumstances such as illness，Or it is really impossible to sign the contract on site due to reasons such as working in other places，Other close relatives of the borrower can serve as co-borrowers；
3.If the bet365 login borrowing the loan is an orphan，The co-borrower is the other legal guardian，Or a natural person with full civil capacity who voluntarily shares the repayment responsibility with the bet365 login borrower；
4.The household registration of the co-borrower and the bet365 login’s household registration before enrollment are both in the county (city)、District)；
5.If the co-borrower is not the parent of the bet365 login who borrowed the loan，In principle, his age is 25 years old (inclusive) or above，60 years old (inclusive) and below；
6.Students who have not yet settled the bet365 login student loan (or university student loan) of the Development Bank cannot be the co-borrower of other borrowing students。
2. bet365 login amount
In accordance with current national policies and regulations，Full-time undergraduate and junior college students (including second bachelor’s degree)、Higher vocational students、Preparatory students) The loan amount applied for per person per year shall not exceed 8,000 yuan，And not less than 1,000 yuan；The total annual tuition and accommodation fee is less than 8,000 yuan，The loan amount can be determined based on the total of tuition and accommodation fees。The annual loan amount applied for by each full-time graduate bet365 login shall not exceed 12,000 yuan，And not less than 1,000 yuan；The total annual tuition and accommodation fee is less than 12,000 yuan，The loan amount can be determined based on the total of tuition and accommodation fees。
From 2018，For students from families with financial difficulties who are in real need，Allow them to apply for a loan in full according to the maximum loan limit，Further exert the role of bet365 login loans in educational poverty alleviation。
3. bet365 login term
In principle, the term of bet365 login student loan for the student’s place of origin is based on that of a full-time undergraduate student、Postgraduate study length plus 13 years confirmed，Minimum no less than 5 years，No more than 20 years。
4. bet365 login interest
The bet365 login student loan interest rate in the student’s place of origin shall be based on the benchmark interest rate for the same period and grade announced by the People’s Bank of China。The loan interest rate is adjusted once every year on December 21 based on the latest benchmark interest rate。Loan interest for borrowed students while they are studying is fully subsidized by the finance department。Interest after graduation shall be borne jointly by the students and their parents (or other legal guardians)。Loan students after graduation，Continuing to study for a degree during the repayment period，You can apply for continued interest discount，Should apply to the county funding center in time and provide written proof，After passing the review，The original interest subsidy financial department will continue to provide full interest subsidy。
5. Applybet365 login process
Apply for bet365 login student loans in the place of origin、Approval and issuance。
First loan，Students borrowing money must first log in to the bet365 login online service system，Complete registration and fill in basic personal and co-borrower information，Submit a loan application。The borrowing bet365 login and the co-borrower need to bring relevant materials to the county-level financial aid center where both parties have their household registrations to apply。
When renewing the loan，Students borrowing money must first log in to the bet365 login online service system to update personal and co-borrower related information，Resubmit application for loan renewal。Any bet365 login or co-borrower can bring the relevant materials to the original county-level financial aid center for application。
6. Repayment period and repayment method
The grace period is the period during which students are in school and three years after graduation。Within grace period，The borrower needs to repay the bet365 login interest。bet365 login interest for borrowed students while they are studying is fully subsidized by the finance department。After grace period，The borrower repays the bet365 login principal and interest in annual installments，The specific repayment plan shall be implemented in accordance with the "bet365 login Contract"。
7. Consequences of breach of contract
1.If the principal and interest of the bet365 login are not repaid in full according to the time limit stipulated in the "bet365 login Contract"，The bank will charge penalty interest on the overdue principal，The penalty interest rate is 130% of the borrowing rate；
2.The default situation will be entered into the basic financial bet365 login information database of the People's Bank of China，For legal inquiry by all financial institutions across the country。In accordance with the relevant provisions of the national "bet365 login Information Management Regulations"，Relevant bad records will be retained until 5 years after the overdue loan is settled；
3.Failure to repay as agreed in the loan contract，Those who have been in arrears for more than one year and do not proactively contact the county-level subsidy center to handle relevant procedures，According to the "Loan Contract", the bank and the county-level funding center have the right to publish the name in the news media and the Internet and other information channels without notifying the person、ID card number、Graduation school and breach of contract information,And provided to the National bet365 login Financial Aid Management Center and other relevant institutions。
