The afternoon of October 21, 2020，Technology Department of Yingxi University、Business School Invitation，Professor Xu Zhangyong, doctoral supervisor of the School of Economics and Management of Northwest University, gave a wonderful academic bet365 app download entitled "Current Financial Risks and Their Governance in my country" to all teachers and students of the school。Dean Liu Junxia of the Business School and more than 100 teachers and students attended the bet365 app download。The bet365 app download meeting was hosted by Wang Bolin, Director of the Academic Committee of the Business School。
Professor bet365 app download Zhangyong conducted a systematic and in-depth study on the formation and governance of financial risks in my country。Reporting，Professor bet365 app download mainly talked about the main manifestations of current financial risks in our country、Causes of financial risks、Three aspects of financial risk resolution and governance。From a business perspective、Bank’s perspective、The formation mechanism of financial risks is analyzed from the perspective of information asymmetry between lenders and borrowers and the perspective of financial markets，believes that my country’s current financial risks are manifested in: debt risks caused by high leverage ratio、The rapid development of shadow banking has caused finance to “shift from reality to virtuality”、Stock market fluctuations、Internet financial risks、Corporate debt maturity default risk、Real estate risks, etc.，And analyze that the main cause of financial risks lies in multi-cycle resonance、The superposition of multiple factors has increased the downward pressure on the economy，and high leverage、Factors such as bias in capital market understanding。Last，Professor bet365 app download proposed a governance approach of “five combinations” and “five stability” in response to the current financial risks faced by our country，That is, a combination of long-term focus and short-term approach、Combining inventory solution and incremental control、Combining system risk control and individual domain risk tolerance、Combining strong supervision and encouraging innovation，And steady growth、Stable Leverage、Stabilizing Finance、Stable and open、Stable expectations, etc.。
Professor bet365 app download relies on his own research practice，Combined with a large number of examples，Add in-depth explanation，Won warm applause from the teachers and students present。
It is reported，Professor Xu Zhangyong is a Ph.D. in Economics，Professor of the Department of Finance, School of Economics and Management, Northwest University、Doctoral Supervisor；Researcher at Northwest China Economic Development Research Center in Western China；Concurrently serves as a communications review expert for the National Social Science Fund、Ministry of Education Humanities and Social Sciences Fund Project Review Expert、Ministry of Education graduate thesis review expert、Executive Director of Shaanxi Finance Society、External Supervisor of Shaanxi Qinnong Rural Commercial Bank Co., Ltd.；Formerly served as the director of the Finance Department of the School of Economics and Management at Northwest University、Deputy Director of the Key Research Base of Humanities and Social Sciences of the Ministry of Education—Northwestern University’s Western China Economic Development Research Center。Published more than 100 papers in core journals at home and abroad in recent years，19 articles were reprinted in full in the National People’s Congress newspapers and periodicals；Published 7 monographs and co-authors，Editor-in-Chief Research bet365 app download 13；Presided over 8 fund projects at provincial and ministerial levels or above，Undertaken and participated in 16 consulting and planning projects entrusted by local governments；Received 8 teaching achievement awards，including 2 teaching achievement awards at provincial and ministerial level or above；Received 25 awards for various scientific research achievements，14 awards for scientific research achievements at or above provincial and ministerial levels。
Professor Xu Zhangyong, PhD supervisor of Northwest University, was invited to the school to give an academic bet365 app download
